Improving Long-Term Care Choices Act of 2005 -Senate Bill 1602

A bill to amend title XIX of the Social Security Act to require States to disregard benefits paid under LTC insurance for purposes of determining Medicaid eligibility, to expand partnerships between States and insurers, to amend the IRS Code of 1986 to allow individuals a deduction for qualified LTC insurance premiums, the use of such insurance under cafeteria plans and flexible spending arrangements, and a credit to establish HCBS services as an optional Medicaid benefit.